Mobile Notary & Loan Signing business requirements — Texas
What it takes to legally operate in Texas. Add your city for local permits.
2 items below — add your city to check local permits, and we're still verifying. We show what we've confirmed and flag what we haven't rather than guess.
Formation & federal100% verified
Form an LLC (or operate as a sole proprietor)Depends on your situation
Texas LLC Articles of Organization filing fee is about $300; formation takes 4–8 business days online (SOSDirect).
$300Verified against the official source · Sep 2026Official source ↗
Texas LLCs file a annual report (about $0). Public Information Report (free) due May 15; no franchise tax due below the ~$2.65M revenue threshold (2026)
FreeVerified against the official source · Sep 2026Official source ↗
Texas taxes100% verified
Sales / use tax registrationNot yet verified
Texas has a sales/use tax — register with the state tax agency before selling taxable goods or services.
Mobile Notary & Loan Signing occupational licenseRequired
You must hold a notary commission in your state (application, exam or training in many states, a surety bond, and often E&O insurance). Loan signing agent work additionally requires a background check and, in practice, NNA certification to get assignments from signing services. A few states (notably not all) restrict who can be a signing agent.
Verified against the official source · Sep 2026
Local permits0% verified
Local permitsNot yet verified
Local permits (zoning, home occupation, signage, health) are set by your city/county — tell us your city for specifics.
Not yet verified — check the official source
Insurance0% verified
General liability insuranceRecommended
General liability insurance and a surety bond are expected for mobile notary & loan signing work.
Not yet verified — check the official source
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